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Information that can benefit our society when it comes to understanding the debt collection process and how it relates to us.
The probability of validation is generally dependent on your perceived ability to pay, the creditor, and the age of the debt.
Which leads me to another consideration you should make: there is no time limit on how long a collection agency or junk debt buyer has to provide you with debt validation.
The collection agency or junk debt buyer can respond to a validation request years later.
The workshop participants included representatives of the FTC, CFPB, state regulators, consumer protection attorneys, junk debt buyers, and original creditors.
There was a lot of information that was shared in these videos.